OBR subscribers have instant access to an online library of more than 150 reports covering essential subjects such as epayments, security, pricing, online lending, account aggregation, business planning, and so on. Browse our research to see a complete list of reports.

New reports are published every six to eight weeks. Each is printed, bound, and sent to subscribers via first-class mail. Subscribers also have instant access to PDF versions of all reports.

Most reports are 30 to 40 pages in length, organized in an easy-to-digest format with strategic advice, tactical recommendations, examples, and supporting statistics. To sample Online Banking Report, please take a moment now to register as a guest. Immediately after submitting your information, you’ll have access to several articles culled from our extensive archives.

Interested ? The article continues here: http://bit.ly/xu6c0l

To most people, electronic banking means 24-hour access to cash through an automated teller machine (ATM) or paychecks deposited directly into checking or savings accounts. 

Electronic banking, also known as electronic fund transfer (EFT), uses computer and electronic technology as a substitute for checks and other paper transactions. EFTs are initiated through devices such as cards or codes that you use to gain access to your account. Many financial institutions use an automated teller machine (ATM) card and a personal identification number (PIN) for this purpose. The federal Electronic Fund Transfer Act (EFT Act) covers some consumer transactions.

Interested ? The article continues here:http://www.ifg-inc.com/Consumer_Reports/ElectBank.shtml

For many consumers, electronic banking means 24-hour access to cash through an automated teller machine (ATM) or Direct Deposit of paychecks into checking or savings accounts. But electronic banking now involves many different types of transactions.

Electronic banking, also known as electronic fund transfer (EFT), uses computer and electronic technology as a substitute for checks and other paper transactions. EFTs are initiated through devices like cards or codes that let you, or those you authorize, access your account. Many financial institutions use ATM or debit cards and Personal Identification Numbers (PINs) for this purpose. Some use other forms of debit cards such as those that require, at the most, your
signature or a scan. The federal Electronic Fund Transfer Act (EFT Act) covers some electronic consumer transactions.

Interested ? The article continues here: http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre14.shtm

Source: Federal Trade Commission

Sibos, Toronto, 19 September, 2011 – Mobile payments are now truly a reality as Luup today launches the first universal mobile payments platform.  The launch is the result of the integration of the Temenos T24 core banking application and Microsoft BizTalk with Luup’s mobile payment services platform.

Luup CEO, Martin Wilson, explained:  “We believe that Luup’s new payment platform heralds a major shift in the mobile payments sector.  Through Luup, banks have the opportunity to serve corporate and retail markets using a single universal mobile payments platform.² They can now offer mobile payment services in developed and emerging markets anywhere in the world through any mobile device and on any network.  This is an industry first.”

The integration of market leading applications with Luup’s platform enables Luup to provide the most advanced mobile payments managed service available.  It combines the scale to deal with large transaction volumes with the mission critical standards that banks require to meet regulatory and security requirements.

Interested ? The article continues here

Back in the pre-Internet caveman days, the very concept of a high interest savings account consisted of a bank deposit at your local neighborhood banking branch that offered an underwhelming .50% interest rate on deposits (merely half of a single percentage point). For most aggressive savers at the time, the only practical way of achieving a high annual percentage yield (APY) on bank deposits was to seek out the best CD rates by setting up a certificate of deposit account. However, given the less liquid nature of CDs compared to savings accounts, and the greater complexity with CD management and rollovers upon expiration, most bank consumers ended up accepting the low APY rates of the day. But with the emergence of the Internet and the World Wide Web came a new innovation with the force to change the financial landscape forever – online banking. With the rapid ascension and development of online banking came the emergence of online-only savings and money market accounts. With the ability to tap into substantially lower overhead costs, and the ability to eliminate the need to operate expensive bank branches or pay live tellers to manage them, online banks quickly surpassed traditional retail banks in what they could offer consumers in the way of improved 24/7 on-demand services and higher rate offers for bank deposits.

Interested ? The article continues here : http://www.moneybluebook.com/review-of-ing-direct-savings-and-electric-orange-checking-accounts/

Etisalat Afghanistan commercially launched mHawala, its new Mobile Money Services platform and we are pleased to share that Telepin is providing the infrastructure for the service.   The mHawala service is a full mobile financial services (MFS) offering that includes central bank cooperation, banking ecosystem participation, utility merchant involvement, and salary disbursement, which enables complete mobile banking capabilities and future cross-border money transfers.

Dr. Ali Asgharzadeh, Chief Commercial Officer-Enterprise at Etisalat explains, “Mobile density in Afghanistan is currently at 50 percent and is growing rapidly. However, 95 percent of Afghan’s do not have access to banking infrastructure. This unique market cross-section creates a need for the investment we are making in Telepin’s Cayman platform.  We can now introduce a much-needed innovative service to the market with mHawala. We have chosen Telepin because the company is a key leader and innovator in the mobile money marketplace.”

Telepin’s Cayman Transaction platform plays a key operational role in the distribution and management of airtime, and will be extended with subscriber wallets for MFS services.

Etisalat Afghanistan is the first mobile network operator in Afghanistan to offer this entire range of Mobile Financial Services. Telepin MFS products provide mobile operators the ability to deliver robust financial services offering to their subscriber and merchant customers. Telepin’s software plugs seamlessly into existing mobile infrastructure, leveraging the investments already made in charging systems, replenishment systems, and value added service delivery platforms.

Source: www.mobiletransactions.com

With CIBC Mobile Banking, you can complete everyday banking transactions on many models of mobile phones including iPhone®and BlackBerry®2 smartphones.